Broker guides
Commercial property, written for the person marketing it
Cost drivers, coverage parts, submission checklists and the ACORD detail underneath all of it — no filler, no consumer explainers.
7 min read
How Much Does Commercial Property Insurance Cost? How Brokers Get to a Real Number
There is no sticker price for commercial property. Here is the working method brokers use to get to a defensible number fast — COPE first, values second, options third.
6 min read
What Does Commercial Property Insurance Cover for a Small Business?
Buildings, contents, tenant improvements, other people's property and lost income — what a small-business commercial property policy covers, what it excludes, and how to write it up for an underwriter.
5 min read
The Commercial Property Submission Checklist Underwriters Wish You Used
A field-tested checklist for commercial property submissions: address verification, COPE, values and valuation, deductible options, loss narrative and the ACORD forms each item belongs on.
5 min read
Business Income Coverage, Explained for Commercial Property Submissions
How business income and extra expense coverage works, how to scope the period of restoration, and what an underwriter needs on the submission to quote it without a second round of questions.